How to open NRE and Nro Account online 2020

kisi dusre country me rahte huye HDFC BANK me nre ya nro account kaise khole 

NRE Account ya NRO Accoutn ko aap videsh me rahte huye bhi asani se HDFC Bank me khol sakte hain aur laghbhag isi tarh ka process aur sab dusre bank me bhi hai, to chaliye pahile jan lete hain ki aakhir NRE Account hota kya hai aur is ke kholne se kya fayda hai.
 
  • NRI (Non residential Indian ) yani aisa aadmi jo kisi dusre country me kaam ke silsile me ya kisi business ya koi aisi wajh se rah raha ho ,aur feature me bhi lambe time tak wahan rahne ka plane hai to us ke liye bank nri account ki sidha deti hai,is account me wo jis desh me rah raha hai us desh ki currency wo dale ga jis ko bank india ke rupee me convert karke apke account me dikhaye ga  

 

 


NRE Account ke kya fayede hain 

agr aap ek nri hain yani aagr aap india se bahr rah rahe hain to app nri account khol sakte hain is ke kuch fayede hain  
  1. jab videsh se apna paisa bank me bhejte hain to us pr kuch charges lagte hain jo tex ke rup me aapke bank account me se baad me cut kar liye jate hain agr aap nri account use karte hain to is charge yani tax se bach jaynge sirf money ko convert karne ka charge lage ga 
  2. agar kis wajh se aapkpo paisa wapis lena us desh me to aap paisa wapis bhi lesakte hain 
  3. ek nri account ko aap kai desh se use kar sakte hain
  4. chuki ye account nri ke liye hota hai to is account me mentain ke liye charge koi nahi lagta 
  5. Is account se jo earning hogi yani interest pr koi tax nahi lage ga 

NRE Account ke negative point  

nei account ke kuch negative point bhi hain jis ko janana zaruri hai
 
  • Nri account me sirf ham videsh mudra (money) ko hi deposit kar sakte hain
  • India se sirf ham paisa nikal sakte hain 

How to open NRO Account

NRE aur NRO me kya fark hai 
jaisa ki aapko maloom hai ki nre account me sirf videsh se paise deposit ho sakte hain aur withdraw kahin se bhi kiya jaskata hai usi tarh agr aap India se bhi paisa deposit karna chahte hain to aapko nro account kholna chiye ye ek aisa account hota hai jis me aap videsh se aur india se bhi paisa jama karskate hain but is account ko mentain karne liye bank aap se charge karega ab kitna krega ye alag alag abnk ka charge alag hoga.aur sath hi is pr jo bhi earning hogi yani interest pr tax lage ga
 
 
 


How to open NRI Account

  •  sab se pahile aapko registration karna hoga HDFC BANK ke nebanking page pr click kar ke uper apply now button pr click kar ke aap apply kar sakte hain
  • jab aap apply kardenge apne mobile number aur phone number se to aapke mobile se HDFC bank se ye process 3 se 4 din me pura hojayega.
  • jo bhi number aap diye rahenge us number pr aur email id pr customer executive  aap se contact karenge.
  • Tab aap unko apni detail aur apna doucument emali krdijiye 
  • is ke baad aap ko customer excavate ki tarf se email ayega jis me aapko fill kiyahua form hoga in sabhi form ko aapko print out le lena hai us ke baad signature kar ke us copy ko courier karna hoga.
  • jaise hi courier bank ko mile ga aap ko email mil jayega aapka account opening under proccess me hai 
  • is kaam me kuch din lagte hain q ki wo form wahan se aapke local bank jo chuse kiye honge apne city me wahan jayega fir aap ko appka account number mil jayega ye sab process pure hone ke baad 
  • us ke baad jo bhi aapk deopsit hoga use aapko depost karna hoga aur us sleep ko customer excative ko send karna hoga is ke baad aapka account active hojayega